日批在线视频_内射毛片内射国产夫妻_亚洲三级小视频_在线观看亚洲大片短视频_女性向h片资源在线观看_亚洲最大网

Global EditionASIA 中文雙語Fran?ais
Business
Home / Business / Finance

Steps to tackle fintech risks get more impetus

By Chen Jia in Tianjin | China Daily | Updated: 2017-12-09 09:53
Share
Share - WeChat
Pan Gongsheng, deputy governor of the PBOC. [Photo/VCG]

China will push forward the special campaign on tackling risks in internet finance or the fintech sector, to launch a system focusing on financial conduct and prudential regulation, as well as build the market access mechanism, according to a central bank deputy governor.

The move is based on a principle raised by the country's top financial regulators-there is no exception of any new types of financial business that can bypass the regulatory framework, and the final target is to boost the real economy, Pan Gongsheng, deputy governor of the People's Bank of China, said at a forum in Tianjin on Friday.

Pan said the next step to enhance internet finance regulation will take advantage of technology development and improve credit information disclosure and sharing, based on the building of infrastructure and financial statistics systems, to protect and educate investors.

The special campaign, which started in April 2016, has seen "primary achievements", said Pan.

The National Internet Finance Association of China launched a nationwide internet finance monitoring center, an internet finance big data center and an internet finance standard testing and certification center in Tianjin Pilot Free Trade Zone on Friday, as the major infrastructure overseeing the country's fast growing fintech companies.

A new function of the NIFA's registration and information disclosure platform was also launched on the same day that records financial services contracts of online-lending companies, covering information of the loans' purpose, the term of borrowing, and borrowers' personal status.

On the platform, as of today, 112 internet finance companies have disclosed their business and operational information.

The association said the function will help to decrease asymmetric information between lenders and borrowers, to help investors make rational decisions and reduce default risks.

Li Dongrong, chairman of the association, said that safety concerns should overwhelm financial innovation in the development of fintech, while regulators should not neglect the possible lagging risk exposure.

A set of systems for statistics monitoring, risk pre-warning and credit information sharing are under preparation, which will facilitate a long-term and sustainable development of the new types of financial business by tightening regulation, said Lu Shuchun, the association's secretary-general.

A personal credit information platform, which is called "credit union", with NIFA as the largest stakeholder of 36 percent shares, is expected to open by the end of this year, to serve online lending companies by rating personal credit status and share legal information for supervision, according to an official from NIFA.

The platform will also rope in the other eight third-party credit service agencies as joint stake holders.

Last week, China's central bank and the China Banking Regulatory Commission jointly released a notice that bans unlicensed firms or individuals from carrying out lending business. The regulator has also suspended new approvals of online micro-lenders and cross-region lending.

According to the official statement, borrowing costs of private lending should be no higher than 36 percent annually, or it will be identified as usury stipulated by the Supreme People's Court.

Top
BACK TO THE TOP
English
Copyright 1994 - . All rights reserved. The content (including but not limited to text, photo, multimedia information, etc) published in this site belongs to China Daily Information Co (CDIC). Without written authorization from CDIC, such content shall not be republished or used in any form. Note: Browsers with 1024*768 or higher resolution are suggested for this site.
License for publishing multimedia online 0108263

Registration Number: 130349
FOLLOW US
CLOSE
 
主站蜘蛛池模板: 九一毛片 | 日日夜夜撸撸 | 麻豆视频在线观看免费网站黄 | 亚洲午夜在线 | 在线观看色视频 | 亚洲女优在线 | 男人天堂最新网址 | 日韩精品一区在线观看 | 91精品国产综合久久久蜜臀粉嫩 | 中文字幕一区二区三区视频 | 国产一区在线免费观看 | 日韩天堂| 成人做爰100部片视频 | 亚洲综合p| 久久成人免费视频 | 欧美在线二区 | 中文字幕日本在线 | 欧美日韩18 | www.免费黄色 | 成人午夜av| 91首页| 精品国产一区二区三 | 亚洲黄色免费网站 | 久久这里都是精品 | 国产精品第十页 | 四虎成人精品永久免费av九九 | 欧美狠狠操 | 欧美人与性动交a欧美精品 天天干天天天天 | 欧美激情在线 | 亚洲日本中文字幕 | 欧美国产免费 | 激情国产在线 | 亚洲一区在线观看视频 | 精品人伦一区二区 | 国产天堂网 | 超碰最新网址 | 国产一二区 | 狠狠干婷婷 | 亚洲国产欧美日韩在线 | 精品动漫一区 | 性色av网站 |