BEIJING - China's urban residents are more enthusiastic about depositing more savings in the fourth quarter (Q4) of this year, said a central bank survey.

Among the 20,000 urban bank depositors surveyed in 50 cities across China, 45.7 percent responded with a willingness towards more savings in Q4, 1.2 percentage points up from the previous quarter, according to a survey conducted by the People's Bank of China.

Meanwhile, their willingness towards investment shrank, with 26.3 percent of the respondents planning for more investment in Q4, down by 1.5 percentage points from a quarter ago.

Respondents who are willing to increase consumption in Q4 accounted for 28 percent, up 0.3 percentage points from Q3.

Education topped the item list of the respondents' Q4 additional spending, followed by tourism and medical care.

The central bank survey also showed that 51.5 percent of urban residents expected property prices to stay stable in Q4, while about 45.7 percent predicted that the consumer inflation level would remain generally flat.