Net profit growth of nearly 13 percent in the first half of 2013 was announced by Shanghai Pudong Development Bank on Tuesday.

From January to June, the lender saw net profit of 19.4 billion yuan ($3.17 billion), up 12.8 percent year-on-year, according to its interim results statement.

It realized revenue of 46.5 billion yuan in the first half, up 16 percent, as costs fell and non-interest income rose, according to Mu Shi, the bank's deputy head.

Income generated from its intermediary businesses reached 7.1 billion yuan, up 60 percent year-on-year.

Mu said the bank has no refinancing plan for this year.

Its non-performing loans increased by 2.3 billion yuan from the end of 2012, Mu said. The ratio of such loans to total outstanding loans stood at 0.67 percent as of June, up by 0.09 percentage points from six months earlier.