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A citizen holds various bank cards on June 5. Chinese banks have issued more than 1.23 billion bank cards, according to figures released by the People's Bank of China. [Xinhua]

Chinese banks have issued more than 1.23 billion bank cards, according to figures released by the People's Bank of China.

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By the end of 2006, Chinese banks had issued 1.08 billion debit cards, accounting for 95.6 percent of the total. Meanwhile, they issued 50 million credit cards, according to the central bank.

Bank card transaction volume reached 1.89 trillion yuan in 2006, up 97 percent year on year. The volume represents 17 percent of the total retail sales of consumer goods for the year, seven percentage points higher than the previous year.

Bank cards account for 30 percent of total consumer goods retail sales in big cities such as Beijing, Shanghai, Guangzhou and Shenzhen, the central bank said.

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